Payment Gateway Integration

 

We are an expert at Payment Gateway Integration plug-in integration for various E-commerce Shopping Solutions and many more.In the E-Commerce business creation process the first ideas are related to the business type; what to do, what to sell and how to charge for your services and/or products. How to allow customers to pay online using their credit cards or checks? The answer could not be easier; you need a merchant account with the ability of accepting online payments through integrating a Payment Gateway.

• It is an e-commerce application service provider service


• It authorizes credit card payments for online business


• Protect credit card information by encrypting receptive information


• Make possible the transfer of information between a payment portal and the Front End Processor.

How Payment Gateway Works?

• In the first step, online user places order through the ‘submit order’ button


• Web browser encrypts the information and then sent to the merchants web browser through SSL(secure socket Layer)


• Then information transfers from the merchant browser to the payment gateways, from payment gateways to the payment processor ad then to the credit card association.


• Credit card checks the authorization details and pass the details to the processor.


• Processor send the response to the payment gateway which later passed to the cardholder.


• Payment gateways has tools such as geo location, OFAC list lookups and AVS checks to avoid any kind of unauthorized use or detect fraud.

Advantages of Payment Gateways -